Aetna Dental Insurance Provider Review

Posted on December 1, 2019 in Uncategorized

Aetna dental insurance is a very popular dental insurance that is linked with affordable and high quality dental care. This insurance provider started operating in the year 1850 and was initially an insurance company that arranged an annuity fund for life insurance. But over the years the company has widened its market base and is now found in various locations as well as working together with various field experts to give their clients only the best that there is in supplemental dental insurance.

Dental Services Offered by Aetna Dental Insurance

Their basic care services include simple extractions, fillings, root canals and general restoration of the dental formula. Preventive care services are x-rays cleanings and regular cheek- ups while their major services are dentures, crowns and bridges.

Aetna Dental Insurance Plans

Their insurance plans provide full dental insurance coverage catering for individuals, families as well as corporate and they offer a wide orange of products to suit the needs of every client. Their individual plans are divided into two based on the age groups of the clients. The first plan caters for persons aged 49 years and below while the second is for clients aged 50 and above. The plans are:

o Network only plan: this caters for employees by providing a wide coverage with cost savings through bonuses. The plan covers for basic and preventive care without a requirement for referrals for orthodontia, preauthorization in cases of specialist care and has no deductibles.

o Network Optional Plans: provide multiple options designed to satisfy the needs of every client. It also has no requirement for referrals and gives the client the choice of coinsurance levels, deductibles and maximum benefits levels.

o Hybrid Plan: it’s a fusion of various insurance plans and caters for the major services, paying a blended rate and does not depend on the individual types of plans making the fusion. The member has the freedom to choose between an indemnity plan along with a DMO (Dental Management Organization) plan or a PPO plan.

Other types of plans are riders, discount and health funds plans.

Benefits to Aetna Dental Insurance Members

o It results in general improved dental health and financial heath in times of emergencies.

o When these plans are offered to employees, it leads to improved relationships between the employer and employees.

o Members can take advantage of the savings plans through their dental access network. Actually this is the largest and most recognized dental network in the US.

o It helps meet a huge part of dental medical bills.

o Offers a big range of products that are meant to ensure that every client gets exactly what matches their needs.

o Their plans offer a lot of flexibility to the members such that they are able to easily shift from one plan to another in line with changes in their individual needs.

o Their rates are affordable as compared to those offered by other competing firms such as MetLife Dental Insurance companies.

Aetna dental insurance is a very popular dental insurance that is linked with affordable and high quality dental care. This insurance provider started operating in the year 1850 and was initially an insurance company that arranged an annuity fund for life insurance. But over the years the company has widened its market base and is now found in various locations as well as working together with various field experts to give their clients only the best that there is in supplemental dental insurance.

Dental Services Offered by Aetna Dental Insurance

Their basic care services include simple extractions, fillings, root canals and general restoration of the dental formula. Preventive care services are x-rays cleanings and regular cheek- ups while their major services are dentures, crowns and bridges.

Aetna Dental Insurance Plans

Their insurance plans provide full dental insurance coverage catering for individuals, families as well as corporate and they offer a wide orange of products to suit the needs of every client. Their individual plans are divided into two based on the age groups of the clients. The first plan caters for persons aged 49 years and below while the second is for clients aged 50 and above. The plans are:

o Network only plan: this caters for employees by providing a wide coverage with cost savings through bonuses. The plan covers for basic and preventive care without a requirement for referrals for orthodontia, preauthorization in cases of specialist care and has no deductibles.

o Network Optional Plans: provide multiple options designed to satisfy the needs of every client. It also has no requirement for referrals and gives the client the choice of coinsurance levels, deductibles and maximum benefits levels.

Where to Get Affordable Dental Services

Posted on November 29, 2019 in Uncategorized

There are a lot of people who turn to self-medication whenever they get any dental problems. They think that proper dental care is just another unwarranted expense, especially in these hard times. They think of proper dental care as a type of luxury. But the truth is oral health is important regardless if you are rich or poor. But if you can’t afford to go to private practice dentists where can you go?

For people who are at the lower end of the financial ladder and who find it hard scrounging up money for food much less a dentist, there are a lot of city dental clinics that are run by the local government and other public organizations. These clinics provide free dental checkups, extractions, minor surgeries, and other vital dental services. You should check the public listings for the city clinic that’s nearest you.

You can also check if there are any scheduled free medical camps by your local universities, often medical students volunteer in these camps to help the poor by giving their services for free. There are also medical missions being done by churches, non-profit organizations, and other charitable institutions. Even though they render free services it doesn’t mean that they are inferior to the expensive clinics, the volunteer health workers they have are all professionals who will give the same care and attention as if they are being paid.

There are also dental discount plans that are available for people who cannot afford health insurance. These discount plans are pretty popular nowadays because unlike health insurance which has at least a 1 month wait period, these can be used immediately. These can be availed of from any city dental clinic, just present the card whenever you go to the dentist’s and they will give you discounts on services and medicine.

In these hard times where money is hard to come by, dental health should still be top priority. Regular checkups and maintenance should always be observed, failure to do so may result in more serious, and more expensive health issues.

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12 Reasons Why Dental Clinics Are Boss

Posted on November 28, 2019 in Uncategorized

You want reasons? I will give you 12 reasons using the acronym DENTAL CLINIC. I’d like to make an acrostic, but it’s a form of poetry. And this are not really the literary type. The least I can do is to create an acronym that glorifies what this does to every patient who needs its services.

To summarize the dental clinics’ impact to our lives, they

Destroy cavities

Of course, this is one of the most obvious reasons. Dentists are sometimes dubbed by kids as super saviors of teeth everywhere.

Enhance appearance

All a teenage girl needs is to endure a year or two of braces and her facial appearance can improve significantly. That’s just one aspect. What do you think will happen to toothless people with the aid of dentures?

Nurse swollen gums and damaged teeth

People who haven’t experienced gingivitis or worse, periodontitis can’t understand how important a dentist is to a patient suffering from gum diseases. Infected teeth are no different-although gum complications are often more painful. The fact that they both bring more than just discomfort is reason enough.

Try hard to regulate anxiety in their environment

There will always be the feeling of anxiety inside a dental clinic. Nonetheless, dentists (especially the really concerned ones) try their best to ease the fear and anxiety that their patients often feel.

Act like basis of tooth fairies

This mostly applies to children. A little imagination can help them get distracted from pain of a tooth extraction and the like.

Love white teeth

Isn’t it obvious? Rows of lovely, pearly white teeth are always featured in every marketing material a dental clinic produces. White, healthy teeth are always a household favorite. Why won’t they be? White teeth paired with a bright smile can gain any favor from anyone.

Care for kids and old people alike

Whether the service is for an extraction of a baby tooth or an installation of full dentures for an old couple, dental clinics always see it through.

Leave no rotten tooth unattended

Well, basically, because that really is one of the main functions of dental clinics. But aren’t you just thankful for the mere existence of dental clinics? Without them, what would become of our teeth?

Inspire a healthy lifestyle

Ensuring dental health is also ensuring a well-rounded and healthy lifestyle. Everything in the human body is interconnected. Taking care of every part, including dental health, is taking care of your entire body.

Normally provide bright smiles

When your painful problems with gum or teeth tortures are eased, tell me if you wouldn’t smile from cheek to cheek.

Improve outlook on dental health

Dental clinics also influence a person’s perspective toward dental care. One very influential dentist or two can change the outlook on oral health of a dental clinics patient and customer base.

Contribute to the community

Other than the needed dental service to provide to us, dental clinics often hold outreach programs to communities as well. They always emphasize on the guidelines for a healthy dental lifestyle. More often than not, they also give away free toothbrushes to the people who attend their programs.

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